Our loan products

Four ways to move forward

One lender, four loan types — each designed around a real-life need and a real budget. Compare your options below and choose the path that fits where you're headed.

Personal Loans

Flexible funds for life's plans and surprises.

6.5% APR from

$500–$35,000
Terms 12–60 months
No prepayment penalties

Explore personal loans

Installment Loans

Predictable, equal monthly payments.

Fixed equal payments

Fixed-rate financing
Terms 6–36 months
Same payment every month

Explore installment loans

Bad Credit Loans

Approval that looks beyond your score.

15% APR from

Income-based review
Flexible terms
Build credit as you repay

Explore bad credit loans

Tribal Loans

Sovereign lending for Native communities.

Flexible terms

Tribal-sovereign structure
Flexible repayment terms
Fast online access

Explore tribal loans

Loans by purpose

Funding matched to the moment

Borrowing for something specific? These guides tailor the right product to your goal.

Debt Consolidation Loans

Roll multiple balances into one fixed monthly payment. See how debt consolidation loans can simplify your budget.

Learn more

Emergency Loans

Fast funding when life can't wait. Compare emergency loans with a decision in 24–48 hours.

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Medical Loans

Spread medical and dental bills into predictable installments. Explore medical loans for care that can't wait.

Learn more

Compare your options

Know the difference before you borrow

Side-by-side breakdowns to help you choose the safer, smarter loan.

Installment vs Payday Loans

Why a predictable installment loan almost always beats a payday loan. See the comparison.

Personal vs Installment Loans

How these overlap and when each makes sense. Compare them here.

Tribal vs Payday Loans

An honest look at costs, regulation and risk. Read the breakdown.

Not sure which fits?

Let's narrow it down together

The right loan depends on how much you need, how fast you want to repay and where your credit stands today. A few quick tools and guides can point you in the right direction — no pressure, no credit impact.

See how it works