Lending Disclaimer & Disclosure

1. We Are Not a Lender

Green Plains Loan operates the website at greenplainsloan.com as a marketing and referral service. We are not a lender, broker or financial institution, and we do not make loans, credit decisions or fund any loan. Our role is to provide information and, where applicable, to connect consumers with third-party lenders and lending partners who may offer personal, installment, bad credit or tribal loans. Any loan you receive is provided solely by an independent lender under that lender's own terms.

2. No Guarantee of Approval, Rates or Amounts

Submitting a request through this website does not guarantee that you will be matched with a lender, approved for a loan, or offered any particular rate, amount or term. All credit decisions are made by lenders based on their own underwriting standards, your creditworthiness, your income, and applicable law.

3. Representative APR Example

The following example is for illustration only and does not represent an offer of credit or the terms you may receive:

• A personal loan of $5,000 repaid over 36 months at a 12.9% APR would have monthly payments of approximately $168 and a total repayment of roughly $6,049.

Your actual rate, payment and total cost will vary. Use our loan calculator to estimate payments and review current rates & terms for more detail.

4. APR Ranges Depend on Multiple Factors

Annual percentage rates (APRs), fees and terms vary by lender and depend on factors including your credit profile, income, requested amount and term, your state of residence, and applicable state and tribal law. Some products, such as tribal loans, are offered by lenders operating under tribal sovereignty and may be subject to tribal rather than state law.

5. Late and Non-Payment Implications

Lenders may charge late fees, returned-payment fees or other charges as permitted by your loan agreement and applicable law. Late or missed payments may result in additional costs, collection activity and negative reporting to credit bureaus. Review your loan agreement carefully and contact your lender directly with any questions about fees, renewals or non-payment consequences. Our Responsible Lending page offers guidance if you are struggling to repay.

6. State Availability

Loan products and lenders are not available in every state, and the rates, amounts and terms offered may differ by state. Availability depends on the lenders we work with and on applicable state and tribal law. Nothing on this website constitutes an offer or solicitation to lend in any jurisdiction where doing so would be unlawful.

7. Credit Impact

Checking whether you may prequalify generally does not affect your credit score. However, if you proceed with a lender, that lender may perform a hard credit inquiry that can affect your score. Taking on a loan and your repayment history may also affect your credit, positively or negatively.

8. Editorial and Affiliate Disclosure

We may receive compensation from lenders or partners when you are matched with them or when you take certain actions through the Site. This compensation may influence which products or offers appear and where they are placed. Our editorial content, including blog articles and guides, is intended to be informational and is not a substitute for professional financial advice. Compensation does not change the factual accuracy of the information we provide.

9. Questions

If you have questions about this disclosure, contact us at [email protected], call (888) 640-9840, or visit our Contact page.